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Payment Terms in Wholesale Jewelry Sourcing: A Guide for Independent Retailers

Understanding how payment terms and deposits function in factory-direct jewelry sourcing. Learn about standard industry practices for wholesale orders.

The Clazoire BenchClazoire Wholesale — Toronto · New York · SuratPublished
2 min readFiled under Business
BusinessPayment Terms in Wholesale Jewelry Sourcing: A Guide for Independent Retailers

Clazoire requires a 50% deposit on all first orders to initiate production, with remaining balances due prior to shipment. For established accounts, we offer Net-15 terms. We accept wire transfers, credit cards, and PayPal Business. These standard terms ensure a consistent, transparent flow from our Surat factory to your retail counter.

standardizing the wholesale payment flow

When you source factory-direct, the payment structure is a reflection of the production cycle. We operate on a model that prioritizes the stability of the bench. A 50% deposit confirms the order and secures the materials, allowing our team to move from spec to casting without delay. This is the industry standard for custom manufacturing, ensuring that both the maker and the retailer are aligned on the production commitment before the first gold is melted.

For independent retailers, cash flow is the lifeblood of the business. We understand that waiting for inventory to arrive before settling a final balance can be critical. Once an account is established and a history of successful orders is built, we transition to Net-15 terms. This allows retailers to manage their capital more effectively while maintaining access to our full range of 14K to 18K gold and diamond-set pieces.

payment methods and logistics

We accept wire transfers, credit cards, and PayPal Business. Wire transfers remain the most efficient method for larger production runs, while cards and PayPal provide immediate confirmation for smaller, rapid-turnaround orders. Regardless of the method, every transaction is handled through our secure channels. If you are preparing for a specific seasonal launch or a custom private-label order, we recommend discussing your preferred payment method when you submit your initial quote request.

We do not believe in hidden fees or complex financing structures that distract from the quality of the jewelry itself. Our focus is on the craft—making sure the stone setting is precise and the finish is clean. The payment terms are simply the mechanism that supports that work. We keep the process straightforward so you can focus on the collections that will perform best on your shop floor.

managing expectations on terms

Not every supplier operates with the same transparency. When you source from a factory, you are entering a partnership that requires clear communication. We answer quote requests within about two hours on weekdays, and this speed applies to our administrative processes as well. If you have questions about your account status or need to clarify a payment schedule for a high-volume order, we address those directly via WhatsApp or email. By removing the middleman, we ensure that the capital you invest goes directly into the quality of the product rather than into unnecessary layers of supply-chain overhead.

Asked at the counter

Questions retailers ask

What are your standard payment terms for new retailers?
First orders require a 50% deposit to begin production, with the remaining balance due before the finished goods are shipped.
Do you offer credit terms for established accounts?
Yes, once an account is established, we can offer Net-15 terms to assist with your operational cash flow.
Which payment methods do you accept?
We accept wire transfers, credit cards, and PayPal Business to accommodate different business accounting needs.

Written by

The Clazoire BenchClazoire Wholesale — Toronto · New York · Surat

Written by the team that samples, manufactures, and ships your orders — over four decades of jewelry-making out of Surat.

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Payment Terms in Wholesale Jewelry Sourcing: A Retailer's Guide | Clazoire Wholesale